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During the most recent fiscal year that ended on Sept. 30, the bank reported a total net income of $6.12 million or $2.48 per share of basic and diluted earnings. That is an increase from the $6.04 million and $2.44 per share of basic and diluted earnings reported last fiscal year.
However the bank’s total assets decreased to $391.7 million. But the bank’s total shareholders’ equity increased to $75.7 million, due to net income less dividends paid.
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The savings bank’s capital ratios also remained in excess of those required to be considered well-capitalized under U.S. banking regulations, the release said.