Downtown Springfield building owners sue insurance agent for $50K


The owners of a prominent downtown Springfield building have sued a local insurance agent and company.

Robert and Nancy Hull are the owners of Hull Plaza. They have filed a lawsuit against State Farm agent Rick Chimento III and State Farm Fire and Casualty Co. The suit claims the agent and insurance failed to procure a policy or coverage the Hulls asked for.

RELATED: City repairs Hull Plaza in downtown Springfield, cites safety

In 2014, the Hulls requested coverage for the property located at 4 W. Main St. from Chimento, according to court documents. That was to include insurance for a boiler, cost value, valuable papers, accounts receivable, signs, property of others, equipment breakdown, service interruption, utility service equipment, spoilage and data restoration.

The Springfield News-Sun attempted to contact Chimento but he was unavailable for comment.

The building’s boiler was damaged in an accident in January 2016 caused by an explosion of gases or fuel within the furnace, causing the heating system to shut down, the lawsuit says. Later when the boiler was turned back on “the hot water contacted the cold radiator plumbing,” causing the pipes to burst, the suit says.

That caused a leak, which created more damage, most it on the seventh floor of Hull Plaza, the suit claims.

TRENDING STORY: Woman killed after plane destined for Urbana crashes in Tennessee

State Farm allegedly estimated the damage costs to be more than $47,800, according to the court documents. The property owners received independent estimates, the suit says, with one contractor allegedly estimating the damage to be $215,000 and the other allegedly at $178,000.

This year the Hulls allegedly asked State Farm to invoke the appraisal provision of the policy and it failed to do so, according to lawsuit.

The owners are seeking at least $50,000 in damages, attorney’s fees and other costs, the suit says. They are also asking for maximum non-economic damages available, including actual, emotional, general punitive and other damages if applicable.



Reader Comments ...


Next Up in Business

Recall alert: strollers, bikes, and phone chargers
Recall alert: strollers, bikes, and phone chargers

Strollers sold at Toys R US and other retailers that could strangle your child are among the new recalls announced by the Consumer Product Safety Commission. Jane Muum strollers have a large opening between the armrest and the seat bottom which your child could slip through, potentially trapping your child’s head or neck. No injuries have been...
5 tips for grilling safety for Memorial Day weekend
5 tips for grilling safety for Memorial Day weekend

Food poisoning peaks in the summer months when warmer temperatures cause foodborne germs to flourish, according to the Centers for Disease Control and Prevention. Memorial Day weekend is the unofficial start of grilling season and is a major holiday that drives sales, including meat sales, at local grocery stores. Here are five tips from the CDC...
Golf-themed restaurant opens at regional airport
Golf-themed restaurant opens at regional airport

A new golf-themed restaurant has opened at the John Glenn Columbus International Airport. PGA Tour Grill, owned by global restaurateur HMSHost, has opened in Concourse C. The restaurant celebrates dining and golfing. Its motto? “Eat smarter, play harder.” “The addition of PGA Tour Grill to CMH is very exciting as we reflect on several...
5 things to know about the grand opening of local Macy’s outlet store
5 things to know about the grand opening of local Macy’s outlet store

Macy’s will open its first Dayton-area outlet store concept next month. Macy’s is renovating its existing stores at the Dayton Mall to add a Backstage outlet store. It is set to open on June 2. The permit indicates the project is a partial building alteration to make space for a 1,300-square-foot Macy’s Backstage outlet. A building...
Kroger just bought Home Chef: 5 other major changes to expect
Kroger just bought Home Chef: 5 other major changes to expect

Kroger Co. is buying Home Chef, the country’s largest private meal kit company, in deal that could reach $700 million, according to the Cincinnati-based grocery chain. The initial transaction price is $200 million and future payments of up to $500 million over five years are contingent on achieving certain sales goals, the company said. The pending...
More Stories