breaking news

Clark County students might return to schools in wake of ECOT closure

Health plans for pets and how to choose wisely

Pet owners treat their animals like a part of the family. So it’s important pets get the care they deserve. Your Better Business Bureau can help you determine what care is best for your pet and how to make sure that a health care plan won’t wallop your finances.

Sixty-two percent of U.S. households own a pet, says the American Pet Products Association (APPA). That equates to almost 73 million homes. Of that, more than $52 billion was spent on pets last year, with more than $13 billion spent on veterinary bills.

The cost of taking care of a pet over a lifetime can add up quickly. Most people can pay for care out of pocket for routine checkups and vaccinations. But, when unexpected injuries or illnesses happen to your pet, are you prepared?

Your BBB wants to make sure you’re clear on the difference between two types of pet health coverage offered: wellness and insurance plans. Wellness plans basically are for proactive and preventative care, while insurance plans cover treatment of unexpected illnesses or injuries.

Your Better Business Bureau offers these pet health plan tips:

• Get several quotes. Not all plans are created equal.

• Get recommendations from family, friends or your vet. They should be able to answer questions you may have and what coverage is best for you and your pet.

• Don’t put off purchasing wellness and insurance plans if you’re considering them. Insuring pets when they’re young and healthy eliminates the problem of not being able to have care covered by a plan due to pre-existing conditions.

• Make sure you’re clear on the coverage and the effective date. Keep a copy of your plan with you.

• Determine if the plan involves an annual or monthly payment. In addition, ask if it renews automatically and how you can cancel.

• Get everything in writing. Review the plan’s terms and conditions.

• Keep your receipts and documentation so you can dispute any coverage.

• Remember, as with any other health care plans, deductibles and co-pays may apply.

If you have any questions regarding health plans for pets, you can always get help from your BBB. Visit or call (937) 222-5825 or (800) 776-5301.

Reader Comments ...

Next Up in Business

GM to unveil Springfield-built truck in March
GM to unveil Springfield-built truck in March

Chevrolet will unveil a new medium-duty Silverado truck that will be built at Navistar’s Springfield plant at an auto industry show in Indianapolis this spring. The Springfield plant has long been preparing for the joint venture with GM to build medium-duty trucks. Those trucks will be available in both the International and GM brands, and will...
Spectrum reports TV streaming app service issues
Spectrum reports TV streaming app service issues

Spectrum customers are reporting service interruptions while attempting to use the Spectrum TV app, the company said on Friday afternoon. “Spectrum customers are experiencing a service interruption while attempting to use the Spectrum TV App. This is causing errors including incorrect login information. Technicians are working diligently to restore...
Amazon raises monthly Prime membership rate
Amazon raises monthly Prime membership rate

The monthly membership fee for Amazon Prime rose Friday from $10.99 to $12.99. Company officials said the annual membership will remain at $99 dollars. Monthly customers do not get access to Amazon Video, which costs $8.99 a month. The last Prime subscription hike came in 2014, when Amazon increased its yearly membership from $79 to $99. The e-commerce...
Starbucks testing out stores that do not accept cash
Starbucks testing out stores that do not accept cash

Starbucks is testing out a cashless checkout in stores nationwide. As of Tuesday, one downtown Seattle store accepts only cards or mobile payments, according to a report from KIRO-7. The coffee chain is receiving mixed reviews from customers, some who like the convenience while others worry about privacy issues. Robert Safian, editor of Fast Company...
Top tips for selling your old stuff on eBay (and actually making cash)
Top tips for selling your old stuff on eBay (and actually making cash)

Too much clutter, too little money, too many gifts you didn't like... an eBay auction is one of the simplest solutions to all three issues. If your trash might be someone else's treasure, an eBay business is simple to start and accessible to just about anyone. "It has low start-up costs and it can be started out of your home," noted the ...
More Stories