"It was pretty windy down here," witness Hugh Martin said. "(I) saw the umbrella go up in the air, and literally hit the woman, knocking her to the side."
Belk was taken to the hospital but died of her injuries soon after.
She leaves behind two daughters, a stepdaughter, stepson and a husband.
Tom Gill, Captain of the Virginia Beach Lifesaving Service, told WTKR this was the first time he has heard of someone being killed by an umbrella and considers it a freak accident.
The Virginia Beach Police Department Homicide Unit is investigating the incident.