You have reached your limit of free articles this month.

Enjoy unlimited access to SpringfieldNewsSun.com

Starting at just 99¢ for 8 weeks.

GREAT REASONS TO SUBSCRIBE TODAY!

  • IN-DEPTH REPORTING
  • INTERACTIVE STORYTELLING
  • NEW TOPICS & COVERAGE
  • ePAPER
X

You have read of premium articles.

Get unlimited access to all of our breaking news, in-depth coverage and interactive features. Starting at just 99c for 8 weeks.

X

Welcome to SpringfieldNewsSun.com

Your source for Clark and Champaign counties’ hometown news. All readers have free access to a limited number of stories every month.

If you are a News-Sun subscriber, please take a moment to login for unlimited access.

Claims: How to file, deal with adjusters


What if you have to file a claim?

Take photos or video of your home to document your belongings for insurance adjusters. A free computer software program, www.insurancevault.net , will walk you through what are the key images to take. Make sure images are easily accessible immediately after the hurricane — not solely stored on a computer.

Save copies of receipts, purchase dates and serial numbers.

Start a disaster savings account so that money is available in a worst-case scenario.

Write down the name, address and claims telephone number of your insurance company, which may differ from your agent’s contact information.

Keep this information in a safe place and make sure you have access to it if you are forced to evacuate.

Keep materials such as plywood on hand in case you need to make temporary repairs after a storm. Take photos of the damage before you make repairs. Finally, keep receipts from your repairs so that your insurance company has documentation to reimburse you.

Also, document any repairs you make to your house after previous hurricanes. If you don’t, and suffer new damage in the same place, an insurance company could dispute that you ever used the money they paid you to make repairs.

Help adjusters – and others – find you

If you have to leave your home following a storm, it is helpful to leave a phone number where you can be reached somewhere on the outside of your home.

You can spray-paint the number on a piece of wood or on the side of your house. Paint your address and the name of your insurance company on the damaged part of your home for adjusters cruising neighborhoods.


Reader Comments ...


Next Up in News

Longer days leading to greater sunburn threat
Longer days leading to greater sunburn threat

You have likely noticed that days are getting longer as we head toward the summer solstice on June 21st. The sunset time across the Miami Valley this week is now at around 8:30 p.m. However, the sun sets earlier the farther east you go. This is thanks to our location in the eastern Time Zone. In Bangor, Maine, the sun sets nearly an hour earlier than...
Fearless cat stands ground against giant rattler within striking distance 
Fearless cat stands ground against giant rattler within striking distance 

  It’s the beginning of snake season in Texas and authorities are warning people to watch out for the reptiles as they emerge from hibernation. The Laguna Vista Police Department posted the warning on its Facebook page after a close call between a giant rattler and a group of hikers on a local trail.  Police posted photos of the massive...
These 10 big US retailers might not exist in 2018
These 10 big US retailers might not exist in 2018

Just four months into 2017, 10 U.S. retailers have filed for bankruptcy. Last year, the total number of American retailers that declared bankruptcy was 18. And, according to new insights from S&P Global Market Intelligence that were released last week, there are more to come. “The convenience of online shopping, and the downward pressure...
Dennis Kucinich in Dayton region tonight as governor run rumors grow
Dennis Kucinich in Dayton region tonight as governor run rumors grow

Dennis Kucinich, a potential candidate for governor and former Ohio congressman, will speak tonight in Washington Township, where he is expected to criticize charter schools as a drain on public funding and public schools. Kucinich, a Cleveland Democrat, spoke earlier today in Columbus, where he told the Columbus Dispatch, that he would not &ldquo...
Elton John cancels shows following release from hospital due to infection
Elton John cancels shows following release from hospital due to infection

Singer Elton John has cancelled all of his Las Vegas shows at The Colosseum at Caesars Palace through May after he was sent to the Intensive Care Unit following a rare infection, according to Rolling Stone. The Colosseum at Caesars Palace issued the following statement on its Facebook page Monday: Variety reported that fans who purchased tickets...
More Stories