3/20/10
Read the fine print in Advantage plans Currently the insurance industry has been flooding the media with commercials claiming all of the advantages of their so-called “Medicare Advantage Plans” (which are subsidized by our government: a multi-billion dollar gift to the insurance industry) Those seniors who are considering a Medicare Advantage Plan should ask the insurance provider the following questions; to determine who actually receives the advantage: • Does your Medicare Advantage Plan accept all seniors (even those with a pre-existing condition) like Medicare does? • Does it cover all physicians who honor traditional Medicare? • Does it cover all medical facilities that honor traditional Medicare? • Does it allow physicians to determine the necessary medical procedures? • Does it allow physicians to determine the length of hospital stays? • Does it guarantee continued coverage if you develop a particular health problem? • And does it abide by all of the rules and regulations covered by Medicare? The answers to the above questions will be a resounding “no” except perhaps a “no-but” or some other form of double talk.