Updated: 5:04 p.m. Thursday, Oct. 17, 2013 | Posted: 10:14 a.m. Thursday, Oct. 17, 2013
Three ways this matters to you
1. If you are one of the more than 14,000 local people who work for Premier Health, your family’s health insurance coverage could be changing. Premier Health beginning next year will stop covering employees’ spouses who are eligible for health insurance where they work. But if your spouse is not eligible for health insurance elsewhere, Premier Health will continue to cover them.
2. Even if you don’t work for Premier Health, this is becoming more common.
“Dropping spousal coverage could become a viable option for more employers. Many smaller employers are deferring health care benefits changes until next year so they can take the time to figure out the true impact of the (Affordable Care Act) on costs. If they see that this choice is being made by other employers, it may seem appealing to them as well,” said James Haubrock, shareholder and chairman of employee benefit plan services, for regional public accounting firm Clark Schaefer Hackett.
3. This time of year is typically the annual open enrollment period, in which employers and employees decide changes to their health insurance plans.