Equifax breach: What you should do


The Equifax data breach was revealed last Thursday- but many people who may be affected remain confused about what to do to protect themselves.

The cyberattack compromised the birth dates, social security numbers, addresses of 143 million people. 

To find out if your information was compromised in the Equifax breach, go to www.equifaxsecurity2017.com

LOCAL NEWS: Mother killed in triple fatal crash in Camden was substitute teacher

Besides diligently monitoring your bank and credit card accounts, you can sign up for fraud alerts, credit freezes or credit monitoring services. 

The FTC recommends monitoring your credit reports from the three bureaus, Equifax, Experian, and Transunion, at annualcreditreport.com, and consider placing a freeze on your credit files. 

This will prevent new accounts from being opened without a PIN, but will not keep someone from making fraudulent charges to an existing account, according to the FTC. 

Consumers will need to sign up for a credit freeze at each of the credit reporting agencies- 

Equifax — 1-800-349-9960 

Experian — 1 888 397 3742 

TransUnion — 1-888-909-8872 

However, due to high demand, consumers have been met with “temporarily unavailable” webpages and clogged phone lines. 

LOCAL NEWS: Huffy to move Dayton headquarters: 3 things about the iconic company

There are three types of fraud alerts to consider, too. 

An Initial Fraud Alert will protect your credit for at least 90 days. 

An Extended Fraud Alert extends the protection for seven years. 

An Active Duty Military Alert protects members of the military during deployment and lasts for one year. 

To place one of these alerts on all of your credit files, consumers need to only contact one of the three credit bureaus, according to the FTC.


Reader Comments ...


Next Up in Community News

Shutdown nixes Trump visit to Mar-a-Lago; party goes on with son Eric headlining
Shutdown nixes Trump visit to Mar-a-Lago; party goes on with son Eric headlining

The federal government shutdown led President Donald Trump to cancel plans to celebrate the anniversary of his first year in office at a $100,000-per-couple fundraiser at Mar-a-Lago on Saturday. As of Saturday evening, the fundraiser was still set to go on with presidential son Eric Trump and his wife, Lara Trump, and Republican National...
Shutdown: Uncertainty plagues civil servants, WPAFB workers, businesses
Shutdown: Uncertainty plagues civil servants, WPAFB workers, businesses

Employees at Wright-Patterson Air Force Base will report to work on Monday for further instructions. On Main Street in downtown Fairborn Saturday night there were a lot of questions about the partial shutdown, from workers who may be at risk of furlough to businesses those workers visit. “It’s definitely uncertainty,” Casey Hudson...
Girl, 9, unknowingly hands out THC-laced candy to classmates, school says
Girl, 9, unknowingly hands out THC-laced candy to classmates, school says

A 9-year-old girl unwittingly ate, and handed out to other classmates, THC-laced candy, school officials said.  The girl brought the candies to school last Thursday and said she could not see; another girl ate them and started to feel dizzy, Albuquerque School of Excellence Dean of Elementary School Students Kristy Del Curto told KRQE. ...
Man shot in leg during drug deal outside Walmart, police say
Man shot in leg during drug deal outside Walmart, police say

Police are looking for the suspect who shot a man during a drug deal around 3 p.m. Saturday in a Walmart parking lot. According to Sgt. Brandon McCroskey of the Fairfield Township police, the suspect shot the victim in the leg during a drug deal while the victim was in his vehicle. The victim then accelerated his vehicle and struck other vehicles and...
Jim Rodford, bassist for The Kinks, dead at 76
Jim Rodford, bassist for The Kinks, dead at 76

Jim Rodford, bassist for popular rock band The Kinks from 1978 to 1996, has died at 76, according to the band. The Kinks, whose hits include “You Really Got Me,” “Lola,” “I’m Not Like Everybody Else,” “A Well-Respected Man,” “Victoria” and “Waterloo Sunset,” made the announcement...
More Stories