Four years after its passage, the Patient Protection and Affordable Care Act finally went into effect on Tuesday. The Dayton Daily News would like to hear from area residents who have explored their insurance options this week. Was it either confusing or easy to navigate? Did you have to wait a long time to get in? What kind of deal were you able to find on the exchange? Was it more or less expensive than you expected? Contact reporter Mary McCarty at 937-225-2209 or Mary.Mccarty@coxinc.com if you would like to be part of the story.