Downtown Springfield building owners sue insurance agent for $50K


The owners of a prominent downtown Springfield building have sued a local insurance agent and company.

Robert and Nancy Hull are the owners of Hull Plaza. They have filed a lawsuit against State Farm agent Rick Chimento III and State Farm Fire and Casualty Co. The suit claims the agent and insurance failed to procure a policy or coverage the Hulls asked for.

RELATED: City repairs Hull Plaza in downtown Springfield, cites safety

In 2014, the Hulls requested coverage for the property located at 4 W. Main St. from Chimento, according to court documents. That was to include insurance for a boiler, cost value, valuable papers, accounts receivable, signs, property of others, equipment breakdown, service interruption, utility service equipment, spoilage and data restoration.

The Springfield News-Sun attempted to contact Chimento but he was unavailable for comment.

The building’s boiler was damaged in an accident in January 2016 caused by an explosion of gases or fuel within the furnace, causing the heating system to shut down, the lawsuit says. Later when the boiler was turned back on “the hot water contacted the cold radiator plumbing,” causing the pipes to burst, the suit says.

That caused a leak, which created more damage, most it on the seventh floor of Hull Plaza, the suit claims.

TRENDING STORY: Woman killed after plane destined for Urbana crashes in Tennessee

State Farm allegedly estimated the damage costs to be more than $47,800, according to the court documents. The property owners received independent estimates, the suit says, with one contractor allegedly estimating the damage to be $215,000 and the other allegedly at $178,000.

This year the Hulls allegedly asked State Farm to invoke the appraisal provision of the policy and it failed to do so, according to lawsuit.

The owners are seeking at least $50,000 in damages, attorney’s fees and other costs, the suit says. They are also asking for maximum non-economic damages available, including actual, emotional, general punitive and other damages if applicable.



Reader Comments ...


Next Up in Business

I tried the sensory-deprivation float at Gravity Spa in Beavercreek
I tried the sensory-deprivation float at Gravity Spa in Beavercreek

Upon entering the Gravity Spa in Beavercreek, you immediately get the sense you’re in a place of relaxation — and not just because of the comical sign in the window asking for quietness. You’ll see aquatic-inspired artwork, hear soothing instrumental music, and smell a faint scent of essential oils. The employees are either barefoot...
Brown pushes union pension recovery plan in Dayton
Brown pushes union pension recovery plan in Dayton

U.S. Sen. Sherrod Brown visited with Teamsters members and retirees Friday to push legislation he argues could save a string of ailing blue-collar pensions. Brown, D-Ohio, visited the Harrison Twp. offices of Teamsters Local 957 to discuss the shortfalls that threaten the union pensions of 60,000 Ohioans and 1.5 million workers and retirees nationwide...
Springfield nursing home investigation: Patient ODs on unlocked pills
Springfield nursing home investigation: Patient ODs on unlocked pills

Two patients allegedly gained access to unsecured narcotics and one of them overdosed at a Springfield nursing home, according to state documents obtained by the Springfield News-Sun. The Ohio Department of Health filed a statement of deficiencies for Eaglewood Care Center, 200 Villa Road in Springfield, after the alleged incident that occurred in...
Popular Springfield restaurant to bring back seasonal food truck
Popular Springfield restaurant to bring back seasonal food truck

Springfield barbeque lovers, take notice: Rudy’s is going mobile again. Rudy’s Smokehouse, the barbeque restaurant touted as a Springfield staple, has brought back its mobile food truck for the season. The restaurant started serving from the truck on Feb. 12. DETAILS: Downtown Springfield restaurant adds featured artist, new menu items...
Gibson guitar company facing imminent bankruptcy
Gibson guitar company facing imminent bankruptcy

Gibson guitar company, which has been a staple brand among various musical instruments since 1902, is facing bankruptcy. According to the Nashville Post, Gibson’s chief financial officer, Bill Lawrence, left after six months on the job and just as $375 million in senior secured notes mature and another $145 million in bank loans become due...
More Stories